Thanks for posting
Again I like the idea of better companies getting major tax breaks for all employees and the company itself by implementing this
That's actually what I was thinking in terms of all working together in a "best scenario" situationSo no one has suggested that everyone work together?
I think company's should def. make health care a privilege. However, why aren't business' working with Gym's, Yoga, Running groups etc etc? How hard would it be for ANY company to call up a local gym and say "We are going to 'prefer' you as our companies gym. What we need from you is to tag these people [employee health care list of people who signed up THROUGH work] and let us know their habits of working out."
Now you have accountability as well as helping out local business' to grow.
This can also be done in other ways. I'm pretty sure Canada does blood tests.
The problem is "America is free bitches".
This means people feel they can just do whatever they want.
what a mess our healthcare system has become
I couldn't agree more
More cost to employers mean less chance of wanting to give employees benefits. But I'm Canadian so that's none of my business. #getonourlevel
Smart employer would be concerned about your health; poor health translates to poor productivity, go google for studies supporting that. It also does affect what the company has to pay for the premiums. I worked at a startup and the HR person said that our health insurance costs were lower because the company consisted of mostly young healthy people.
Would you have an issue with unhealthy people being charged a higher premium for their coverage? After all, being unhealthy does cost more even if you're in an accident that has nothing to do with your health. There is more risk to any surgery if you're diabetic, just as one example.
Actually I believe part of Obamacare is that insurance companies CANT do that.
I'm actually curious how you'd go about it as well.
Not true. It's cheaper to cook at home than eat out.
Walking / running was free last time I checked, as are push-ups and other body weight exercises. This is a moot point anyway as its not possible to exercise your way out of a bad diet (unless your someone like Michael Phelps).
Having health insurance doesn't make health care free either, its just a different way to pay for it that spreads the risk over a larger population and uses investments to help generate extra money for the pool.
Maybe we should; this is America where you are free to live your life however you choose. Maybe its time we let people realize the consequences of their own actions (or inactions).
Our taxes directly pay for Medicaid / Medicare. Also, the same insurance companies that provide my benefits are also selling benefits on the exchanges. The companies look at the risks in an area, so someone down the road that happens to by from the same carrier I have directly impacts my premiums.
There have actually been a number of studies that show giving entitlements like we are encourages people to just keep taking them by making them dependent on the entitlements instead of trying to figure out how to do it for themselves. You make people dependent on the system instead of getting them back to a place to be independent again. Check out this: http://www.thenewamerican.com/reviews/opinion/item/12711-federal-entitlements-living-large-in-poverty
Not sure where you're going with the safe driving bonus; your rates also typically go up if you have an accident, maybe two if your insurance coverage includes accident forgiveness (which is usually one accident in the span of three years).
I used to live in the Bronx, and my area was actually classified as a "food desert", meaning there are many pockets of places where there's no place to get proper fresh produce in a reasonably driveable distance. Not my area specifically, as I lived in the Bronx's "Little Italy", but other areas in the Bronx have maybe one or none at all to get good food at.
i sell health insurance for a living, the problem with this is that group health insurance provided by Employers don't require underwriting (atleast not most) to give out the insurance. the primary insurance holder is your employer, everyone else just receives a certificate of insurance. with this system everyone pays into the overall pool for the insurance and you could be 21, healthier than an Ox, or 64 with every sickness and disease in the books. the fact that no underwriting takes place causes the dilemma. a good suggestion would be to consider underwriting for everyone and then the employee pays a portion every month based on their current health with an annual check up each year, mandatory. If you are an employee and want to pay less than what you are doing so far then get into a gym, exercise, eat healthy, quit smoking etc. the only problem with this is we are so used to this system that not everyone will think it is fair. and it discriminates too much to begin with. for example hispanic and african americans have shown to have more health problems in terms of diabetes and such (which is why we have less life expectancy) than other races because of the overall culture of the groups. would it be fair because of how you eat at home, even though you work out, to have to pay more premium than others? not to mention that people have inherited diseases and such. IMO it should stay as it is in terms of employer benefits, too many variables. i see too many things everyday at work, i hear sad stories everyday for people looking to sign up for Medicare supplement plans and they were denied for health reasons (and it takes a lot to be denied from us i'll tell you that, #realtalk).
Not necessarily if that brought huge tax breaks for said companies
I like the idea of lowering taxes for restaurants (tax break) for offering a % of healthy items off their menu
<3
How close would a grocery store be?
